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Basic Information

Financial Details

Calculation Results

Tier 1: Labor Insurance Old-Age Pension
0
Tier 2: Occupational Pension
0
TotalEstimated Monthly Pension
0
50,000 TWD

* Calculation results are for reference only. Actual benefits vary with regulatory changes and salary brackets. Official BLI announcements govern.

Estimation Methodology & User Guide

1. Labor Sector (Private Companies)

Tier 1 (Labor Insurance Annuity): Based on official Bureau of Labor Insurance regulations, estimated under Formula A/B optimization with a maximum insured salary ceiling of NT$ 45,800.
Tier 2 (Labor Pension New Scheme): Defined contribution scheme, compounding salary growth and voluntary contributions, translated to monthly retirement payouts based on average life expectancy.

2. Civil Servants & Educators

Tier 1 (Government Insurance): Estimated using the maximum salary cap of NT$ 53,070 and a 1.3% annual annuity accrual rate.
Tier 2 (Public Service Pension Fund): Modeled under the new individual retirement account reform with total mandatory contribution rates.

3. Military Personnel

Tier 1: One-time discharge allowance based on military service rank.
Tier 2 (Lifetime Military Pension): Eligible after 20 years of active service, starting at a 50% replacement rate plus 2.5% per additional service year (capped at 90%).

4. National Pension

Tier 1: Calculated using official Ministry of Health and Welfare Formula A/B optimization including the basic supplementary allowance.

Data Sources: Bureau of Labor Insurance, Ministry of Health and Welfare, Ministry of Civil Service, and Ministry of National Defense regulations. Results are for financial planning estimates only; official filings prevail.